Annual Meeting of Northern Lights Federal Credit Union is on August 14, 2024. Read More

Our Debit and Credit Cards

Choosing the right credit card is easier than ever.

Debit Card Services

The Northern Lights debit card gives you access to your money - 24 x 7 - at either of our convenient branch ATMs, foreign ATMs, or through point of sale terminals throughout the nation.
  • Use it to shop millions of retailers, restaurants and online merchants
  • Funds come directly out of your account
  • Easier and safer than writing a check
  • No annual fee
  • With MasterCard SecureCode you setup a private code for your MasterCard account that gives you an additional layer of online shopping security
  • Worldwide ATM access to obtain cash, transfer money between accounts or check balances of your Northern Lights Credit Union savings or checking account
  • To Report a Lost or Stolen Debit Card: Call 1-833-462-0798
  • To Order a New or Replacement Card: Call us at 1-800-370-6455 Visit any branch location
  • To Activate a Debit Card, Setup or Change a PIN: Call 1-800-992-3808
  • To Activate a Travel Notice: To ensure you'll be able to use your debit card while traveling and so your card isn't flagged for unusual activity, notify us of your travel plans before you leave home. Call us at 1-800-370-6455 Visit any branch location
  • Dispute Processing Call Center: Cardholders to initiate a dispute: 1-833-462-0798 Telephone Number for Signature Based disputes: 1-833-462-0798 (Internet Transactions or Non-PIN generated transactions) Telephone Number to check Status of Dispute: 1-844-202-5070 opt 2 then opt 1

You can also call our Branch locations for assistance.
St. Johnsbury, VT – 800.856.0026
Littleton, NH – 800.370.6455
Langdon, NH – 603.835.2560 

Consumer Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! Whether just born - or until reaching 18, NLCU youth qualify for the highest savings rates! And we make it easy for you to open a savings account for your child through NLCU.
  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.
  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.