Annual Meeting of Northern Lights Federal Credit Union is on August 14, 2024. Read More

Our Checking Accounts

At Northern Lights Credit Union, we understand that our membership is as diverse as their checking needs. So if you are more of the traditional, or more of the on-the-go electronic type of person, Northern Lights has a solution that will meet your needs.

Roots Checking

Looking for a way to freeze out the fees. Stop, you found it in Roots Checking. This checking account offers reimbursement of ATM fees up to $25† and 0.30% APY* on your money. This account is for those who like the feeling of cold hard cash. No ATM fees† with Roots Checking is pretty sweet. Rewards are waiting for you with Roots Checking. Go get them.
  • 0.30% APY* on your balance
  • No monthly service fees
  • No minimum balance
  • Free NLFCU checks (basic only)
  • Free Mastercard® debit card
  • Online & Mobile Banking
  • Remote Deposit Capture
  • Courtesy Pay (call for disclosure)
  • Free access through Northern Lights Credit Union's mobile application
  • Use Call 24 to access your account 24 hours a day (1-877-858-3328)
  • Access your account in any Northern Lights Credit Union location
  • Remote Deposit Capture - make deposits online by taking a photo of your check with your camera on your mobile phone.

Disclosure: *APY= Annual Percentage Yield. Rates are subject to change without notice.

You can also call our Branch locations for assistance.
St. Johnsbury, VT – 800.856.0026
Littleton, NH – 800.370.6455
Langdon, NH – 603.835.2560 

Sky Checking

You’re comfortable but not complacent. This account provides you with the opportunity to earn up to 2% APY* on a balance up to $25,000. To put it bluntly, that ground-level checking just won’t cut it anymore. You’ve made the choice to become a Northern Lights Credit Union member and avoid the big bank fees. Now it’s time to maximize your potential. This is free checking that pays you. That’s something truly special. Whether just born - or until reaching 18, NLCU youth qualify for the highest savings rates! And we make it easy for you to open a savings account for your child through NLCU.
  • One Direct Deposit a month
  • Twelve Point of Sale Debit card transactions a month
  • Electronic statement

If you already have a NLCU checking account, we can get you switched over in a jiffy and the best part your current Checks and Debit card remain the same.

Not a member stops in to one of our branches, Give us a call or visit us on the web, we are here to help.

You can also call our Branch locations for assistance.
St. Johnsbury, VT – 800.856.0026
Littleton, NH – 800.370.6455
Langdon, NH – 603.835.2560