Notice of Annual Meeting of Northern Lights FCU
Date: August 19, 2026,
Time: 5:45pm
Location: Littleton Community Center
120 Main St Littleton, NH 03561
Light refreshments provided.

Northern Lights is once again pleased to be rated a Five Star credit union by Bauer Financial. Our success could not be achieved without the support of our membership and communities. Learn More

 

If you are traveling outside of the United States, please notify the credit union at 800-856-0026 if you are using your Debit Card.  Thank you.

Northern Lights Federal Credit Union is proud to announce the David Wiley Trades Scholarship – a $2,500 award for students pursuing careers in the trades. Learn More

Wire cut off time is 3:00 p.m. every business banking day.

800.370.6455
Current Rate Specials
Contact us
Become a Member
ItsMe247 LOGIN
Menu

Our Checking Accounts

At Northern Lights Credit Union, we understand that our membership is as diverse as their checking needs. So if you are more of the traditional, or more of the on-the-go electronic type of person, Northern Lights has a solution that will meet your needs.

Roots Checking

Looking for a way to freeze out the fees. Stop, you found it in Roots Checking. This checking account offers reimbursement of ATM fees up to $25† and 0.30% APY* on your money. This account is for those who like the feeling of cold hard cash. No ATM fees† with Roots Checking is pretty sweet. Rewards are waiting for you with Roots Checking. Go get them.
  • 0.30% APY* on your balance
  • One Direct Deposit a month
  • Twelve Point of Sale Debit card transactions a month
  • Electronic statement
  • No monthly service fees
  • No minimum balance
  • Free NLFCU checks (basic only)
  • Free Mastercard® debit card
  • Online & Mobile Banking
  • Remote Deposit Capture
  • P to P (Person to Person)
  • Courtesy Pay (call for disclosure)
  • Savy Money
  • Free access through Northern Lights Credit Union's mobile application
  • Use Call 24 to access your account 24 hours a day (1-877-858-3328)
  • Access your account in any Northern Lights Credit Union location

Disclosure: *APY= Annual Percentage Yield. Rates are subject to change without notice.

Please refer to brochure for disclosure, which are available at the branch or can be mailed upon request.

Not a Member? Get Started!
Already a Member? Apply Here!

You can also call our Branch locations for assistance.
St. Johnsbury, VT – 800.856.0026
Littleton, NH – 800.370.6455
Langdon, NH – 603.835.2560
Claremont, NH – 800.439.7781 

Sky Checking

You’re comfortable but not complacent. This account provides you with the opportunity to earn up to 5% APY* on a balance up to $15,000. To put it bluntly, that ground-level checking just won’t cut it anymore. You’ve made the choice to become a Northern Lights Credit Union member and avoid the big bank fees. Now it’s time to maximize your potential.
  • One Direct Deposit a month
  • Fifteen Point of Sale Debit card transactions a month
  • Electronic statement
  • No monthly service fees
  • No minimum balance
  • Free NLFCU checks (basic only)
  • Free Mastercard® debit card
  • Online & Mobile Banking
  • Remote Deposit Capture
  • P to P (Person to Person)
  • Courtesy Pay (call for disclosure)
  • Savy Money
  • Free access through Northern Lights Credit Union's mobile application
  • Use Call 24 to access your account 24 hours a day (1-877-858-3328)
  • Access your account in any Northern Lights Credit Union location

If you already have a NLCU checking account, we can get you switched over in a jiffy and the best part your current Checks and Debit card remain the same.

Not a member? Stop in to one of our branches, give us a call or visit us on the web, we are here to help.

Disclosure: *APY= Annual Percentage Yield. Rates are subject to change without notice.

Please refer to brochure for disclosure, which are available at the branch or can be mailed upon request.

Not a Member? Get Started!
Already a Member? Apply Here!

You can also call our Branch locations for assistance.
St. Johnsbury, VT – 800.856.0026
Littleton, NH – 800.370.6455
Langdon, NH – 603.835.2560 
Claremont, NH – 800.439.7781